I wish insurance companies were required to do “factual” advertising.  Like the number of claims paid, percentages, percentage of each claim paid.  No, instead, we are faced with a spate of humorous commercials, and apparently the insurance companies hope that we won’t notice what goes on behind the scenes?

Or perhaps the execs picked humor as their ad vehicle because they are ‘laughing all the way to the bank.’

Lizards. Men in animal costumes.  Cars that rebuild themselves.

As someone who experience Hurricane Katrina, and who has a number of peers with life-threatening health conditions, I say “shame on you” sinsurance companies.

We pay, and pay, and pay, and you don’t pay, don’t pay, don’t pay.

When it looks like you are going to be forced to pay, you cancel us, or jack our rates to beyond belief.

Since mathematically, insurance is about shared risk, how does it work to hike one person’s rates to the stratosphere?  Why not lift everyone’s a penny?   Better yet, don’t raise rates still you start paying out at least 90% of the premiums that come in, and cash on hand, less operating costs.  10% is a very reasonable margin in any business.

Quit advertising since it’s all bullshit anyway.  That’ll save ‘us’ even more money.

That’s the way I see it.